Being a college student in 2019 can be almost impossible if you don’t have parents willing to pay, or a scholarship. Student loans are an unfortunate choice many people have to make. People spend years of work and rack up thousands of dollars in loans, just to be expected to start paying it back in sometimes 6 short months after they are done with college. Sometimes, a student may not have the funds to start paying off loans right away. The word ‘bankruptcy’ sounds terrible to think about but it can actually be a helpful legal option that can help you postpone your loans and generate money in the meantime.